"The COOL program is the most complete insurance plan available for an owner operator.  The State Trucking Association Executives in the West have endorsed this product as the most comprehensive plan available in the region for Owner Operators."
Barry Stang
ChairWestern State Trucking Association Executive Council
COOL...A great group of people. They know their business, insurance: and they also know the trucking industry, because that is also their business. They work for the owner operator to keep insurance costs down. They appreciate safe drivers and show this with safety bonuses every year. They are always there to answer any question you have. They are very involved with the people they work with, they attend our safety meeting every year. When I was named driver of the year, they were there to share in the excitement.
Doris Hansen
2003 ATA Driver of the Year
Working with Owner Operators since 1989, two of the most important financial concerns is controlling risks and costs. COOL provides bobtail, physical damage and a pack of benefits to protect the financial health of the contractor and family. The deductible reimbursement program is especially important to our company. The reduced out of pocket expense will make or break an Owner Operator. Not only have we seen the COOL Program work, most of our Owner Operators are successful because of the program.
Jay Foley
Diversified Transfer and Storage
"I just wanted to tell you all that I've been very pleased with all the help that you all have given me since I've been a member. I really appreciate the courtesy that you give me when I call and I feel like you are family. So keep up the good work and I know I'll be with you as long as I have a truck."
Gene Bethea
Member since 2003
What a great surprise, when arriving home, to see your Safety Award and bonus check in the mail.Thank you so much. Every little bit helps in today's trucking environment where inadequate compensation, intrusive government regulation, and unappreciative motoring public seems to be the rule of the day.
Terry Kincaid
Columbia Falls, MT